Get the coverage you need for your motorcycle with Oona’s comprehensive, no-nonsense insurance plans. From daily commutes to weekend adventures, we keep you and your bike protected from accidents, theft, and more. No surprises, just solid coverage you can trust.
With Oona, you can have the peace of mind that comes with knowing your vehicle is protected against the unexpected.
In 2023, motorcycles led the pack with 40% of road fatalities—making them the riskiest ride on the road.1 With a notable spike in serious collisions involving trucks and cars, it’s clear: safety isn’t just an option; it’s a must.
Motorcycle repairs can already set you back from 1,000 to 5,000. These costs can go even higher depending on the severity of damage.1 Motorcycle insurance helps cushion those costs, so your wallet doesn’t have to take the hit every time you need a fix.
Without insurance, medical bills for injuries can skyrocket. Covering everything from minor scrapes to major treatments can cost anywhere from ₱50,000 to ₱500,000.1 Insurance ensures you're not stuck with a hefty bill after an accident.
Don't just stop at the basics. Protect your ride from the “oops” and “uh-ohs” with extra coverage made for real life
Enjoy hassle-free repairs at any auto repair shop you choose! Whether it’s your motorcycle, accessories, or spare parts that need fixing, we’ve got it covered!
Covers direct and accidental damage to your protective motorcycle helmet, ensuring your safety gear is covered on every ride
Protect your belongings from loss or damage in case of fire, collision, or theft.
Ready your expiring policy and valid ID -- let's get you cruising with a quick, easy motorcycle insurance quote!
With a solvency ratio 4X higher than required, we’re rock-solid when it comes to paying claims. Count on us to have your back, no matter what!
Count on us for a more dedicated, round-the-clock support, anywhere you need us. So you never miss a beat on the road.
We have one of the largest networks of auto repair shops and dealerships across the country, so you're never far from Oona's top-notch service!
Explore our FAQ page to find all the information you need.
Motorcycle insurance protects you financially in case of accidents, theft, or damages to your bike. It’s essential to cover unexpected repairs, medical expenses, or third-party liabilities. With Oona, you get comprehensive coverage that fits your needs, giving you peace of mind on the road.
Purchasing Oona Motorcycle Insurance is quick and easy! Simply choose your plan, and complete the process online in minutes. It’s fast, convenient, and you’ll be covered right away.
Yes, theft coverage is often included in comprehensive motorcycle insurance plans. Oona offers coverage for theft, ensuring that if the unexpected happens, you’re not left without protection.
While some motorcycle insurance policies include passenger liability, it’s always best to check your coverage. Oona’s comprehensive plans offer the option to include passenger protection, so both you and your passenger are covered in case of an accident.
The cost of motorcycle insurance varies based on factors like the model, usage, and type of coverage. Oona offers flexible, affordable plans, making it easy for you to get quality protection without breaking the bank.
The right motorcycle insurance depends on your usage, the value of your bike, and your budget. At Oona, we simplify the process with easy-to-understand plans, so you can select what’s best for you—whether you need basic liability or full protection.
Yes, most insurance providers, including Oona, allow you to upgrade your policy at any time. Whether you want to add more coverage or increase your protection, Oona makes it easy to enhance your policy to fit your evolving needs.
Helmet is not covered in most motorcycle insurance, but unlike most insurers, Oona is extending coverage for helmets.
Many insurers, including Oona, offer multi-vehicle discounts. If you have more than one motorcycle, you can save by bundling your policies with Oona. Our team will help you find the best deal.
Most motorcycle insurance policies cover damages from accidents, theft, fire, and even third-party liabilities. At Oona, we offer customizable plans so you only pay for the coverage you actually need, from basic protection to all-inclusive packages.
If you sell your motorcycle, you can either transfer the insurance to the new owner or cancel the policy. Oona’s customer service team is happy to assist with either process, ensuring a smooth transition.
TPL insurance covers damages you may cause to other people while riding your motorcycle. It’s a basic legal requirement. With Oona’s CTPL insurance starting at ₱290, you can meet legal obligations affordably and easily.
Yes, most insurers allow policy cancellations, though terms vary. Oona provides clear guidelines on cancellations and any potential refunds, making it easy to manage your policy if your situation changes.
Yes, certain plans for comprehensive insurance for motorcycles offer coverage for Acts of Nature, such as floods or typhoons. Oona’s comprehensive plans include this option, ensuring your bike is protected no matter what nature throws your way.
In case of an accident, prioritize safety, notify the authorities, and take photos if possible. Then, contact Oona’s customer service for quick claims assistance. Our hassle-free claims process ensures that you get back on the road with minimal delay.
Notes
1. Based on data from MMDA's Metro Manila Accident Reporting and Analysis System (MMARAS), 2023
The information on this website provides a general overview. For comprehensive details and the full terms and conditions, please refer to the policy document.
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