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Need motorcycle insurance fast? Skip the office visits and messy paperwork. With Oona, you can get your bike covered in minutes—100% online. This step-by-step guide shows you how to buy motorcycle insurance with Oona, what you’ll need, and why it’s the smartest move for Filipino riders today.
Got your motorcycle ready to roll—whether it’s an underbone, scooter, or big bike? Don’t hit the road just yet. One essential thing every rider in the Philippines needs is motorcycle insurance.
The best part? You don’t have to visit an LTO branch, fall in line, or rely on your dealer to get basic CTPL insurance. With Oona Motorcycle Insurance, you can buy online motorcycle insurance anytime, anywhere—in just 5 minutes or less.
In this guide, we’ll walk you through how to get motorcycle insurance step by step—so you can ride protected, hassle-free.
Head over to the official Oona Motorcycle Insurance page: https://myoona.ph/all-product/motorcycle-insurance/
You’ll land on a clean, easy-to-navigate page with everything you need to know about getting motorcycle insurance online in the Philippines. Here's what you'll see:
✅ A quick rundown of coverage options
✅ Key benefits like CTPL, theft protection, and acts of nature
✅ A big “Get Free Quote” button—click it to get started
Pro Tip: Whether you're on mobile or desktop, the site’s lightning-fast and mobile-friendly. Get insured wherever, whenever.
Once you hit “Get Free Quote,” you’ll be asked to provide some basic info about your motorcycle. This helps Oona give you an accurate motorcycle insurance premium—no guesswork, no overcharging.
Here’s what you’ll need to enter:
Information Required |
Sample Input |
|---|---|
Plate Number |
ABC1234 |
Vehicle Make & Model |
Yamaha Mio i125 |
Year Model |
2022 |
Type of Use |
Private |
Market Value |
₱75,000 (estimated) |
Not sure about your market value? No problem—Oona can suggest an estimated amount based on your bike’s make and year. Fast and hassle-free.
With your motorcycle details submitted, it’s time to pick your motorcycle insurance coverage. Oona offers two solid options—depending on how much protection you want on (and off) the road:
Coverage Type |
What's Included |
Best For |
|---|---|---|
CTPL (Compulsory Third Party Liability) |
Legal minimum required by LTO |
All motorcycle owners |
Comprehensive Insurance |
CTPL + theft, damage, acts of nature, personal accident |
Riders who want full protection |
Why choose comprehensive coverage? CTPL protects others. Comprehensive protects you, your bike, and your finances.
Once you’ve picked your plan, you can customize it to match your lifestyle. Let’s break that down in the next step.
This is where Oona Motorcycle Insurance pulls ahead of the pack. Unlike those cookie-cutter dealer policies, Oona lets you tailor your insurance to fit your ride, budget, and lifestyle.
You can choose to:
Add Theft Coverage
Include Acts of Nature protection
Add Personal Accident insurance
Select your deductible amount
Adjust the market value of your bike (within reason)
Customizable Feature |
Why It Matters |
|---|---|
Theft Protection |
Replaces your bike if stolen |
Acts of Nature |
Flood, storm, and earthquake protection |
Personal Accident |
Cash benefit for injuries or death |
Deductible |
Affects your premium—higher deductible, lower premium |
Not sure which options to choose?
No worries—the website explains each add-on in plain language, so you’ll know exactly what you’re getting.
Once you’re happy with your plan, you're just a few steps away from being fully protected. Time to upload a few documents and head to payment.
No scanners, no mess, no stress. Oona makes it super easy to upload your motorcycle insurance documents straight from your phone—just snap a pic or upload from your gallery.
Here’s what you’ll need:
Required Documents |
Format |
|---|---|
OR/CR (Official Receipt and Certificate of Registration) |
Photo or PDF |
Valid Government ID |
Photo |
Selfie with ID (for verification) |
Optional but recommended |
✅ Fast and secure review
✅ No in-person visits
✅ No back-and-forth follow-ups
Once your docs are in, you’re just one click away from fully insuring your motorcycle online with Oona.
You’re almost done! After uploading your documents, you’ll see a final summary of your motorcycle insurance details. This includes:
✅ Your selected coverage type (CTPL or Comprehensive)
✅ Total premium amount
✅ Policy duration (typically valid for 1 year)
Take a minute to double-check everything. If all looks good, it’s time to proceed to payment.
Choose from multiple secure and convenient payment options:
Payment Option |
Processing Time |
|---|---|
GCash / E-wallets |
Instant |
Debit/Credit Card |
Instant |
Online Banking |
Same day |
OTC (e.g., 7-Eleven, Bayad Center) |
24–48 hours |
Whether you're using your phone, laptop, or tablet, Oona’s online motorcycle insurance payment process is smooth, secure, and hassle-free.
✅ No long lines
✅ No agent follow-ups
✅ No hidden charges
Once payment is confirmed, your policy gets activated instantly. You’ll receive a digital copy of your insurance—ready to present anytime, anywhere.
Once your payment is confirmed, Oona will send your complete motorcycle insurance policy straight to your inbox—no waiting, no printing, no stress
.
Here’s what you’ll receive:
📄 Certificate of Cover (COC) – required by the LTO
🧾 Official Receipt – proof of purchase
📘 Policy Terms and Conditions – everything you need to know, in plain English
All documents are 100% digital and LTO-compliant, so you can hit the road confidently, knowing your motorcycle is fully covered.
✅ No courier delays
✅ No missing files
✅ Everything stored safely in your email
What’s next? Now that you’re officially insured, here’s what you can expect from Oona post-purchase—and why thousands of Filipino riders stay loyal year after year.
Here’s why Oona is a rider favorite—not just at purchase, but all year long:
Post-Purchase Benefit |
What It Means for You |
|---|---|
Online renewals |
Skip the dealership hassle—renew your policy easily from home. |
Fast claims process |
File claims online and track their status in real-time—no more waiting around. |
Friendly support |
Have a question or need help? Chat or email Oona’s support team anytime. |
Annual reminders |
Never miss a renewal—Oona will remind you so you stay covered year after year. |
Oona isn’t just here to sell you motorcycle insurance—they’re here to support you for the long ride ahead. Whether it's handling claims fast or keeping you updated on renewals, Oona’s got your back every step of the way.
Let’s be real—buying motorcycle insurance used to be a headache. Long lines, confusing terms, and policies that left you guessing. Oona changes all of that.
Fast
Transparent
Fully digital
Designed for Filipino riders
With Oona, getting insured is as easy as ordering your favorite meal online—but way more important for your safety and your wallet.
Ready to experience the easiest, smartest way to protect your motorcycle? Get your free motorcycle insurance quote today and see how simple it can be to secure the coverage you deserve.
