But I’m healthy – why do I need stroke insurance?

alert

Confronting Stroke: It’s a common killer

11% of total deaths in Filipinos are due to stroke, according to WHO data in 2020.

That is one out of ten people!

rising

Addressing the Escalating Incidence of Stroke Cases

Stroke remains the second leading cause of death, and the third leading cause of disability, in Filipinos.

medical cost

Soaring Healthcare Expenses with Stroke Insurance

Medical treatment of stroke can go as much as ₱1.8M, while rehabilitation costs may go as high as ₱270,000 annually.

With the average Filipino only earning about ₱300,000 annually, stroke can extremely costly and push patients to poverty.

Why is Oona Stroke Insurance the Right Choice?

Quick and Convenient Online Application

Quick and Convenient Online Application

Getting stroke insurance with Oona is straightforward and fully digital. You can complete your application in minutes without dealing with lengthy forms or paperwork.

Protection for Covered Stroke Diagnoses

Protection for Covered Stroke Diagnoses

Oona Stroke Insurance offers financial support if you are diagnosed with a covered stroke, helping you manage the costs associated with treatment and recovery.

Flexible Cash Benefit Upon Diagnosis

Flexible Cash Benefit Upon Diagnosis

A lump-sum benefit is paid upon diagnosis, giving you the freedom to use the funds for healthcare needs, rehabilitation, home adjustments, or everyday expenses.

Budget-Friendly Coverage That Fits Your Needs

Budget-Friendly Coverage That Fits Your Needs

Oona provides stroke protection at affordable rates, making it easier to maintain coverage while keeping your finances balanced.

Assistance Beyond Medical Treatment

Assistance Beyond Medical Treatment

Coverage extends beyond hospital care and may be used for rehabilitation services, prescribed medication, mobility support, caregiver costs, or loss of income.

Financial Support for You and Your Loved Ones

Financial Support for You and Your Loved Ones

Stroke recovery can place pressure on the entire household. Oona Stroke Insurance helps ease the financial burden so your family can focus on long-term recovery and care.

question mark

Answer 4 simple questions to get your instant free quote

Gender

Gender is required

Do You Smoke ?

This field is required
datepicker
Date of Birth is required
countryflag

+63

Please enter a valid phone number (max 10 digits).

First Name is Required
Please check the box to proceed

Oona gives you...

dassd

Affordable Premiums for Comprehensive Stroke Coverage

Get ₱500,000 of coverage from as low as ₱67/year.

asfd

Diverse Coverage Options for Stroke Insurance

Choose from a range of cover options, from ₱100,000 up to ₱500,000.

How to File a Stroke Insurance Claim

get-in-touch-img

Step 1
Prepare Your Documents

Have your policy number, travel details, and supporting documents ready.

steps-arrow
personalized-advice-img

Step 2
Submit Your Claim

Fill out the online form and upload the required documents. You may also reach out to us anytime through our 24/7 Hotline or email.

steps-arrow
coverage-secured-img

Step 3
Track your claim

Oona will notify you of your claim result within 5 business days once all required documents have been submitted.

steps-arrow

Got a Question?

Explore our FAQ page to find all the information you need.

help

What are the payment options?

Answer

You can pay online via credit or debit card, or via e-Wallets: Maya or GCash.

Questions
What are the payment options?
Sequence Id
20
Tags

What is the maximum protection I can buy under Oona Stroke Insurance?

Answer

₱500,000 is the maximum protection you can buy under Oona Stroke Insurance.

Questions
What is the maximum protection I can buy under Oona Stroke Insurance?
Sequence Id
4
Tags

Is Stroke covered by insurance?

Answer

Coverage for stroke-related medical expenses varies by insurance policy. Standard health insurance may cover some treatment costs but often falls short in addressing all expenses, especially those related to critical illnesses such as heart attacks and strokes.

Recognizing this need, Oona Stroke Insurance offers a specialized solution designed to fill these gaps. Oona Stroke Insurance policy is specifically designed to provide comprehensive coverage for expenses associated with stroke treatment and recovery.

Questions
Is Stroke covered by insurance?
Sequence Id
1
Tags

Can I buy Oona Stroke Insurance if I have a pre-existing medical condition?

Answer

This depends on the type and severity of the medical condition you have or had, which will be delienated in the terms and conditions of your stroke insurance cover. To determine your eligibility, please complete the health declaration as part of the purchase process.

Questions
Can I buy Oona Stroke Insurance if I have a pre-existing medical condition?
Sequence Id
5
Tags

When does coverage under Oona Stroke Insurance start?

Answer

Your cover starts on the coverage start date as shown on the Policy Schedule. The Stroke Benefit starts after a 90-day waiting period.

Questions
When does my Oona Stroke Insurance cover start?
Sequence Id
6
Tags

How can I buy Oona Stroke Insurance?

Answer

You can buy Stroke insurance online with no medical exams, just by answering 4 health questions.

Questions
How can I buy Oona Stroke Insurance?
Sequence Id
2
Tags

What are the symptoms of Stroke?

Answer

Some of the most common symptoms of Stroke can be:
Face Drooping: One side of the face may droop or become numb. Ask the person to smile to see if one side of the face is drooping.

Arm Weakness: One arm may become weak or numb. Ask the person to raise both arms to see if one arm drifts downward.

Speech Difficulty:
Speech may be slurred, or the person may have trouble speaking or understanding speech. Ask the person to repeat a simple sentence and see if the words are slurred or the sentence is repeated incorrectly.

Questions
What are the common symptoms of Stroke?
Sequence Id
8
Tags

What’s the difference between Stroke Insurance and Health Insurance?

Answer

Stroke Insurance is a part of health insurance that specifically cover for lump sum payment once an insured member is diagnosed with Stroke.

Questions
What’s the difference between Stroke Insurance and Health Insurance?
Sequence Id
9
Tags

Do I need to go for a medical check-up to buy Oona Stroke Insurance?

Answer

No, medical check-up is not required to become a policyholder. All you need to do is answer 4 health declaration questions online.

Questions
Do I need to go for a medical check-up to buy Oona Stroke Insurance?
Sequence Id
3
Tags

What are major causes of Stroke?

Answer

Here are some major causes of stroke. Ischemic stroke, which is caused by blockages or narrowing of the arteries that supply blood to the brain, and Hemorrhagic stroke, which is caused by bleeding in or around the brain.

Questions
What are major causes of Stroke?
Sequence Id
7
Tags

Important Notes :

  1. 1. 2023 Causes of Death in the Philippines
down-arrow

Providing quality insurance services with leading partners

pacifico-logo
Warburg_Pincus-logo