How Critical Illness Insurance Protects Your Savings
05 Mar 2025
11% of total deaths in Filipinos are due to stroke, according to WHO data in 2020.
That is one out of ten people!
Stroke remains the second leading cause of death, and the third leading cause of disability, in Filipinos.
Medical treatment of stroke can go as much as ₱1.8M, while rehabilitation costs may go as high as ₱270,000 annually.
With the average Filipino only earning about ₱300,000 annually, stroke can extremely costly and push patients to poverty.
Getting stroke insurance with Oona is straightforward and fully digital. You can complete your application in minutes without dealing with lengthy forms or paperwork.
Oona Stroke Insurance offers financial support if you are diagnosed with a covered stroke, helping you manage the costs associated with treatment and recovery.
A lump-sum benefit is paid upon diagnosis, giving you the freedom to use the funds for healthcare needs, rehabilitation, home adjustments, or everyday expenses.
Oona provides stroke protection at affordable rates, making it easier to maintain coverage while keeping your finances balanced.
Coverage extends beyond hospital care and may be used for rehabilitation services, prescribed medication, mobility support, caregiver costs, or loss of income.
Stroke recovery can place pressure on the entire household. Oona Stroke Insurance helps ease the financial burden so your family can focus on long-term recovery and care.
Get ₱500,000 of coverage from as low as ₱67/year.
Choose from a range of cover options, from ₱100,000 up to ₱500,000.
Have your policy number, travel details, and supporting documents ready.
Fill out the online form and upload the required documents. You may also reach out to us anytime through our 24/7 Hotline or email.
Oona will notify you of your claim result within 5 business days once all required documents have been submitted.
You can pay online via credit or debit card, or via e-Wallets: Maya or GCash.
₱500,000 is the maximum protection you can buy under Oona Stroke Insurance.
Coverage for stroke-related medical expenses varies by insurance policy. Standard health insurance may cover some treatment costs but often falls short in addressing all expenses, especially those related to critical illnesses such as heart attacks and strokes.
Recognizing this need, Oona Stroke Insurance offers a specialized solution designed to fill these gaps. Oona Stroke Insurance policy is specifically designed to provide comprehensive coverage for expenses associated with stroke treatment and recovery.
This depends on the type and severity of the medical condition you have or had, which will be delienated in the terms and conditions of your stroke insurance cover. To determine your eligibility, please complete the health declaration as part of the purchase process.
Your cover starts on the coverage start date as shown on the Policy Schedule. The Stroke Benefit starts after a 90-day waiting period.
You can buy Stroke insurance online with no medical exams, just by answering 4 health questions.
Some of the most common symptoms of Stroke can be:
Face Drooping: One side of the face may droop or become numb. Ask the person to smile to see if one side of the face is drooping.
Arm Weakness: One arm may become weak or numb. Ask the person to raise both arms to see if one arm drifts downward.
Speech Difficulty: Speech may be slurred, or the person may have trouble speaking or understanding speech. Ask the person to repeat a simple sentence and see if the words are slurred or the sentence is repeated incorrectly.
Stroke Insurance is a part of health insurance that specifically cover for lump sum payment once an insured member is diagnosed with Stroke.
No, medical check-up is not required to become a policyholder. All you need to do is answer 4 health declaration questions online.
Here are some major causes of stroke. Ischemic stroke, which is caused by blockages or narrowing of the arteries that supply blood to the brain, and Hemorrhagic stroke, which is caused by bleeding in or around the brain.
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