How International Health Insurance Works And Why You Might Need It
02 Jul 2025
Make sure your health plan doesn’t stop when life changes. Oona Purple Shield offers coverage from 15-days old with guaranteed renewals until 99 years old.
The right plan covers more than beds and bills. Purple Shield includes surgery, critical care, mental wellness, and flexible co-payment options.
Choose a plan that’s there when you need it. Oona delivers real-time support, seamless claims, and easy access to care across the country.
Oona offers up to ₱5 million in annual coverage and access to care across 190+ countries, with optional treatment area limits for premium efficiency.
Plan 1M
Room & Board (Ward)
The type of hospital room you get and the cost of staying there, including meals and basic care while you're admitted.
Medical Implant Due to Accident ₱25,000
Devices placed inside the body—like metal rods, plates, or screws—to repair bones or organs damaged in an accident and help the body heal properly.
Mental Health
Covers consultations, therapy, and treatment for conditions like anxiety, depression, or stress-related disorders.
Counselling
Helps cover the cost of talking to a licensed therapist or counselor for support with stress, anxiety, relationships, or other personal challenges.
Emergency Outpatient Treatment
Covers sudden medical emergencies like allergic reactions, food poisoning, or minor injuries that need quick care without hospital admission.
Emergency Dental Services
Covers urgent dental treatment needed due to a covered accident—like a fall or injury that damages your teeth or jaw.
Auto-Immune Conditions ₱100,000*
*Benefit available after 5 years.
Plan 1.5M
Room & Board (Semi-private)
The type of hospital room you get and the cost of staying there, including meals and basic care while you're admitted.
Medical Implant Due to Accident ₱25,000
Devices placed inside the body—like metal rods, plates, or screws—to repair bones or organs damaged in an accident and help the body heal properly.
Mental Health
Covers consultations, therapy, and treatment for conditions like anxiety, depression, or stress-related disorders.
Counselling
Helps cover the cost of talking to a licensed therapist or counselor for support with stress, anxiety, relationships, or other personal challenges.
Emergency Outpatient Treatment
Covers sudden medical emergencies like allergic reactions, food poisoning, or minor injuries that need quick care without hospital admission.
Emergency Dental Services
Covers urgent dental treatment needed due to a covered accident—like a fall or injury that damages your teeth or jaw.
Auto-Immune Conditions ₱100,000*
*Benefit available after 5 years.
Plan 2M
Room & Board (Private)
The type of hospital room you get and the cost of staying there, including meals and basic care while you're admitted.
Medical Implant Due to Accident
Devices placed inside the body—like metal rods, plates, or screws—to repair bones or organs damaged in an accident and help the body heal properly.
Mental Health
Covers consultations, therapy, and treatment for conditions like anxiety, depression, or stress-related disorders.
Counselling
Helps cover the cost of talking to a licensed therapist or counselor for support with stress, anxiety, relationships, or other personal challenges.
Emergency Outpatient Treatment
Covers sudden medical emergencies like allergic reactions, food poisoning, or minor injuries that need quick care without hospital admission.
Emergency Dental Services
Covers urgent dental treatment needed due to a covered accident—like a fall or injury that damages your teeth or jaw.
Auto-Immune Conditions ₱100,000*
*Benefit available after 5 years.
Plan 3M
Room & Board (Private)
The type of hospital room you get and the cost of staying there, including meals and basic care while you're admitted.
Medical Implant Due to Accident
Devices placed inside the body—like metal rods, plates, or screws—to repair bones or organs damaged in an accident and help the body heal properly.
Mental Health
Covers consultations, therapy, and treatment for conditions like anxiety, depression, or stress-related disorders.
Counselling
Helps cover the cost of talking to a licensed therapist or counselor for support with stress, anxiety, relationships, or other personal challenges.
Emergency Outpatient Treatment
Covers sudden medical emergencies like allergic reactions, food poisoning, or minor injuries that need quick care without hospital admission.
Emergency Dental Services
Covers urgent dental treatment needed due to a covered accident—like a fall or injury that damages your teeth or jaw.
Auto-Immune Conditions ₱100,000*
*Benefit available after 5 years.
Plan 5M
Room & Board (Private)
The type of hospital room you get and the cost of staying there, including meals and basic care while you're admitted.
Medical Implant Due to Accident
Devices placed inside the body—like metal rods, plates, or screws—to repair bones or organs damaged in an accident and help the body heal properly.
Mental Health
Covers consultations, therapy, and treatment for conditions like anxiety, depression, or stress-related disorders.
Counselling
Helps cover the cost of talking to a licensed therapist or counselor for support with stress, anxiety, relationships, or other personal challenges.
Emergency Outpatient Treatment
Covers sudden medical emergencies like allergic reactions, food poisoning, or minor injuries that need quick care without hospital admission.
Emergency Dental Services
Covers urgent dental treatment needed due to a covered accident—like a fall or injury that damages your teeth or jaw.
Auto-Immune Conditions ₱100,000*
*Benefit available after 5 years.
Connect with a dedicated Oona advisor for expert, one-on-one guidance tailored to your lifestyle and health needs.
Review plan options and personalize your benefits, whether it’s extra outpatient coverage, diagnostics, or preferred hospital access, ensuring every detail reflects your priorities.
Submit your application with full support from your advisor. Once approved, your coverage begins, ready when and where you need it.
Please share your contact details and an Oona representative will contact you soon.
Oona Purple Shield provides Filipinos with up to ₱5M in annual coverage, access to top health care, and flexible protection designed for life at home.
Get care from 15,000+ doctors and 600+ hospitals and clinics. Oona’s nationwide network ensures you’re supported wherever you are.
Enjoy real-time eligibilty checks, digital-first claims processing and 24/7 assistance, no delays, no paperwork headaches.
Build a plan around your needs. Select your tier, benefits and deductibles to match your lifestyle, priorities, and budget.
From mental wellness to vaccines and urgent care, enjoy full protection for today’s health needs, at no added cost.
Oona supports every stage of life with coverage starting at just 15 days old, and guaranteed renewability until age 99.
From hospital visits to travel mishaps or critical health concerns, Oona makes claiming easy—so you can focus on what matters most. Download the Oona Claims Guide or follow the quick steps below to get started.
For consultations, hospital stays, surgeries, or elective treatment, you can request a Letter of Authorization (LOA) through the Mediflex Customer Portal. In case of an emergency, proceed directly to any of our over 1500 Oona-accredited hospitals. If you've already paid out-of-pocket, you may file for reimbursement online via Mediflex.
Had a rough trip? Let’s sort it out.
If your travel was disrupted by delays, cancellations, or lost items, you can file your claim through our online claims portal. Need more assistance? Contact us 24/7, anywhere in the world.
If you’ve experienced an injury, dismemberment, or permanent disability, you can submit your claim online. Visit our claims portal to get started or contact us if you need help.
Explore our FAQ page to find all the information you need.
For medical care with cashless transactions, you may request a Letter of Authorization (LOA) through the Mediflex Customer Portal prior to your treatment. For emergency cases, you may go directly to any of Oona’s 1,500+ accredited hospitals for immediate treatment. If you paid out-of-pocket at non-accredited hospitals, you can file a reimbursement claim online via Mediflex.
For travel disruptions, accidents, or injuries, simply submit your claim through the online claims portal. Need help? Oona’s 24/7 global assistance team is ready to support you anytime, anywhere.
If you’re availing these services from a non-accredited provider, you may file for reimbursement via the Mediflex Customer Portal.
For accredited or network providers, we can issue a Letter of Authorization (LOA) before your visit. Kindly note that the LOA is valid for three (3) days from the date it’s issued.
Just visit the myoona.ph, answer a few simple questions, and get a personalized quote. You can apply completely online quick, easy, and secure.
Notes
The information on this website provides a general overview. For comprehensive details and the full terms and conditions, please refer to the policy document.
Providing quality insurance services with leading partners