Whether you’re working, exploring, or retiring overseas, enjoy reliable, worldwide health coverage built around your lifestyle and real needs.
From routine checkups to surgery and emergency care, enjoy full medical coverage both locally and globally, including specialized treatment needs.
Choose your doctors and hospitals worldwide, enjoy direct billing or reimbursement, plus emergency evacuation and repatriation when needed.
Enjoy renewable global coverage that fits your expat lifestyle, with medical continuity, trusted international providers, and consistent care standards.
From full-time expatriate to frequent flyer, choose a plan that’s built for your lifestyle, with world-class care and global protection that follows you anywhere.
Silver
Our best pick for global starters, with essential health and emergency benefits.
Room & Board $300/day(PH) and up to $1,000 (International)
The type of hospital room you get and the cost of staying there, including meals and basic care while you're admitted.
ICU/CCU/Telemetry
Covers you when you need specialized hospital care with 24/7 monitoring and advanced treatment for serious or life-threatening conditions.
Mental Health $7,000
Covers consultations, therapy, and psychiatric care—both inpatient and outpatient—to support emotional and psychological well-being.
Hospice Care $5,000
Covers for compassionate end-of-life care, focusing on comfort, pain management, and emotional support for patients with terminal illnesses.
Gold
Upgraded health benefits for those living life across borders and time zones.
Room & Board $600/day(PH) and up to $1,500 (International)
The type of hospital room you get and the cost of staying there, including meals and basic care while you're admitted.
ICU/CCU/Telemetry
Covers you when you need specialized hospital care with 24/7 monitoring and advanced treatment for serious or life-threatening conditions.
Mental Health $13,000
Covers consultations, therapy, and psychiatric care—both inpatient and outpatient—to support emotional and psychological well-being.
Hospice Care $5,000
Covers for compassionate end-of-life care, focusing on comfort, pain management, and emotional support for patients with terminal illnesses.
Maternity $5,000
Covers for pregnancy-related care, including prenatal checkups, delivery, and postnatal care for both mother and baby.
Platinum
Top-tier global care with premium benefits for ultimate peace of mind abroad.
Room & Board $850/day(PH) and up to $1,500 (International)
The type of hospital room you get and the cost of staying there, including meals and basic care while you're admitted.
ICU/CCU/Telemetry
Covers you when you need specialized hospital care with 24/7 monitoring and advanced treatment for serious or life-threatening conditions.
Mental Health $15,000
Covers consultations, therapy, and psychiatric care—both inpatient and outpatient—to support emotional and psychological well-being.
Hospice Care $5,000
Covers for compassionate end-of-life care, focusing on comfort, pain management, and emotional support for patients with terminal illnesses.
Maternity $6,000
Covers for pregnancy-related care, including prenatal checkups, delivery, and postnatal care for both mother and baby.
Connect with a dedicated Oona advisor for expert, one-on-one guidance tailored to your lifestyle and health needs.
Review plan options and personalize your benefits, from global treatment areas to high-limit add-ons, ensuring every detail reflects your priorities.
Submit your application with full support from your advisor. Once approved, your coverage begins, ready when and where you need it.
Share a few details and our team will schedule your one-on-one consultation, on your terms, at your pace.
Access care in 190+ countries with up to US$2M in annual coverage. Choose flexible treatment area limits for premium efficiency.
Get care from 15,000+ doctors and 600+ hospitals and clinics. Oona’s global network ensures you’re supported wherever you are.
Instant eligibility verification, streamlined digital claims, and always-on customer support. Premium care delivery that matches your lifestyle.
No one-size-fits-all. Choose flexible tier benefits and deductibles to create a health plan that matches your global lifestyle.
From mental wellness to vaccines and urgent care, enjoy full protection for today’s health needs, at no added cost.
Choose Essential or Singapore-Inclusive Global Coverage and enjoy up to 25% in savings, depending on your selected treatment area.
From hospital visits to travel mishaps or critical health concerns, Oona makes claiming easy—so you can focus on what matters most. Download the Oona Claims Guide or follow the quick steps below to get started.
For consultations, hospital stays, surgeries, or elective treatment, you can request a Letter of Authorization (LOA) through the Mediflex Customer Portal. In case of an emergency, proceed directly to any of our over 1500 Oona-accredited hospitals. If you've already paid out-of-pocket, you may file for reimbursement online via Mediflex.
Had a rough trip? Let’s sort it out.
If your travel was disrupted by delays, cancellations, or lost items, you can file your claim through our online claims portal. Need more assistance? Contact us 24/7, anywhere in the world.
If you’ve experienced an injury, dismemberment, or permanent disability, you can submit your claim online. Visit our claims portal to get started or contact us if you need help.
Explore our FAQ page to find all the information you need.
For medical care with cashless transactions, you may request a Letter of Authorization (LOA) through the Mediflex Customer Portal prior to your treatment. For emergency cases, you may go directly to any of Oona’s 1,500+ accredited hospitals for immediate treatment. If you paid out-of-pocket at non-accredited hospitals, you can file a reimbursement claim online via Mediflex.
For travel disruptions, accidents, or injuries, simply submit your claim through the online claims portal. Need help? Oona’s 24/7 global assistance team is ready to support you anytime, anywhere.
Premiums depend on your age, coverage area, plan level, and medical history. You can request a personalized quote from Oona Insurance to see the best international health insurance option that fits your lifestyle and budget.
Notes
The information on this website provides a general overview. For comprehensive details and the full terms and conditions, please refer to the policy document.
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