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But I’m healthy – why do I need heart attack insurance?

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Protection Against a Silent Threat: Heart Attack

Heart disease remains to be the top cause of death in the Philippines, comprising 19% of total deaths in the country, with 36% of those aged 20 years and above being obese and 20% being smokers.

That's one out of five people!

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Rising Incidence of Heart Conditions

There's a 37% rise in hypertension
cases since the 90's.

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Soaring Healthcare Expenses

Treatment costs for heart attack can set you back by at least ₱980,000 and as of 2019, was even seen to outpace inflation by close to three times.

Why is Oona Heart Attack Insurance the Right Choice?

Simple and Fully Online Application

Simple and Fully Online Application

Oona allows you to apply for heart attack insurance online in just a few minutes. The process is straightforward, with minimal paperwork, making it easy to secure coverage quickly.

Coverage for Covered Heart Attack Events

Coverage for Covered Heart Attack Events

Oona Heart Attack Insurance provides financial support upon a covered heart attack diagnosis, helping you manage the costs associated with treatment and recovery.

Lump-Sum Cash Benefit Upon Diagnosis

Lump-Sum Cash Benefit Upon Diagnosis

A one-time cash benefit is paid upon a covered diagnosis, giving you flexibility to use the funds for medical care, rehabilitation, medications, or daily living expenses.

Affordable Coverage for Ongoing Financial Protection

Affordable Coverage for Ongoing Financial Protection

With competitive premiums, Oona makes heart attack insurance accessible, allowing you to maintain protection without placing pressure on your monthly budget.

Support Beyond Hospital Expenses

Support Beyond Hospital Expenses

The benefit is not limited to hospital bills. It may be used for follow-up care, prescribed medication, cardiac rehabilitation, lifestyle adjustments, or income support during recovery.

Financial Support for You and Your Family

Financial Support for You and Your Family

A heart attack can impact both health and financial stability. Oona Heart Attack Insurance helps reduce financial stress so you and your loved ones can focus on recovery and long-term well-being.

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Oona gives you..

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Cost-Effective Premiums for Heart Attack Coverage

Get ₱500,000 of coverage from as low as ₱86/year.

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Multiple cover options for Heart Attack Insurance

Choose from a range of cover options, from ₱100,000 up to ₱500,000.

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Hear it straight from our satisfied customers

"I can't believe it was this quick and easy to just get a car insurance quote and then purchase online. Good thing I found Oona. Yey!"

Liz C., Quezon City

"Oona saved me thousands of pesos worth of car repairs and hospital bills when I got into an accident last year! I can not imagine the stress I would have suffered, had I not bought comprehensive car insurance. Totally a good decision. Thanks so much, Oona!

Janine V., Cebu

"Choosing from the packages for car insurance online was easy! The website is so user-friendly so it easy to compare options and find the perfect coverage for my car. Highly recommended!"

- John C., Pampanga

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How to File a Heart Attack Insurance Claim

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Step 1
Prepare Your Documents

Have your policy number, travel details, and supporting documents ready.

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Step 2
Submit Your Claim

Fill out the online form and upload the required documents. You may also reach out to us anytime through our 24/7 Hotline or email. 

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Step 3
Track your claim

Oona will notify you of your claim result within 5 business days once all required documents have been submitted.

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Got a Question?

Explore our FAQ page to find all the information you need.

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Does insurance cover a heart attack?

Answer

Insurance coverage for heart attack expenses largely depends on the details of your policy. Many standard health insurance plans provide coverage for immediate medical treatments and hospitalization. However, the full spectrum of costs, including rehabilitation and lost income, might not be fully covered.

This is where the Oona Heart Attack Insurance plan comes into play. Tailored to offer a comprehensive safety net against critical illness, our plan provides a lump sum payment upon diagnosis of a heart attack.

What causes Coronary Heart Disease?

Answer

Sudden heart attacks, often resulting from coronary heart disease (CHD), are triggered by various underlying factors. Key factors contributing to the development of coronary heart disease and potentially leading to a sudden heart attack include, High Blood Pressure, High Cholesterol levels, Smoking, Diabetes, Obesity and Physical Inactivity.

What is the difference between mild and major Heart Attack?

Answer

The difference between a mild and a major heart attack lies in the extent of the damage to the heart muscle and the symptoms experienced. In a mild heart attack, the blockage of the coronary artery is partial or temporary, resulting in less extensive damage to the heart muscle. Despite being labeled as "mild," it is still a serious medical condition that requires prompt treatment to prevent further damage to the heart. Major heart attack involves a complete blockage of one or more coronary arteries, leading to significant damage to the heart muscle. Symptoms are more intense and sudden, including severe chest pain, sweating, nausea, and shortness of breath.

Which food causes Heart Attack in men?

Answer

Common foods known to increase heart attack risk include those high in saturated fats (such as red meat and full-fat dairy products), trans fats (found in many fried and processed foods), and excessive salt and sugar intake. Diets high in processed meats, low in fruits, vegetables, whole grains, and high in refined carbohydrates and sugary drinks are also linked to an increased risk of heart disease.

How can I buy Oona Heart Attack Insurance?

Answer

You can buy Oona Heart Attack insurance online with no medical exams, just by answering 4 health questions.

Do I need to go for a medical check-up to buy Oona Heart Attack Insurance?

Answer

No, medical check-up is not required. All you need to do is answer 4 health declaration questions online.

What is the maximum protection I can buy under Oona Heart Attack Insurance?

Answer

₱500,000 is the maximum protection you can buy under Oona Heart Attack Insurance.

What are the payment options?

Answer

You can pay online via credit or debit card, or via e-Wallets: Maya or GCash.

Can I buy Oona Heart Attack Insurance if I have a pre-existing medical condition?

Answer

This depends on the type and severity of the medical condition you have or had. To determine your eligibility for a critical illness insurance policy, please complete the health declaration as part of the purchase process.

When does my Oona Heart Attack Insurance cover start?

Answer

Your cover starts on the coverage start date as shown on the Policy Schedule. The Heart Attack Benefit starts after a 90-day waiting period.

What are the causes of Heart Attack?

Answer

The five major cause of heart attack in the Philippines includes, coronary artery disease, high blood pressure, smoking, diabetes, poor diet and lack of physical activity.

What are the symptoms of Heart Attack?

Answer

The symptoms of heart attack may vary between individuals but there are several common signs to be aware of, like chest pain or discomfort, pain or discomfort in one or both the arms, the back, neck, jaw or stomach, shortness of breath, other signs may include nausea, vomiting lightheadedness, or unusual fatigue. Women more likely to experience shortness of breath, nausea/vomiting, and back or jaw pain.

What causes sudden Heart Attack?

Answer

Sudden heart attack occur when the blood flow to certain part of the heart is abruptly blocked, leading to the death of heart muscle cells. The primary cause of this sudden this sudden blockage is usually coronary artery disease where the arteries that supply blood to the heart muscle become narrowed due to a buildup of plaque (a mix of fat, cholesterol, and other substances).

Important Notes :

  1. 1. 2023 Causes of Death in the Philippines
  2. 2. Heart disease still leading cause of death in Philippines
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Heart Attack

  • Why Do I Need It?
  • Right Choice?
  • Why Oona?
  • FAQs
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  • Alt Text

    Heart Attack

  • Why Do I Need It?
  • Right Choice?
  • Why Oona?
  • FAQs

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