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OVERVIEW

Instant coverage for limitless Japan adventures

Japan is calling—are you ready? Whether you're indulging in Osaka’s street food, wandering through historic temples, or catching the Shinkansen to Mt. Fuji, Oona Travel Insurance has your back from just ₱446! Secure your travel insurance for Japan in minutes with our fast, hassle-free online process. Enjoy protection for trip cancellations, medical emergencies, lost baggage, and travel delays, so you can focus on making unforgettable memories. Get covered today and explore Japan stress-free!

Why Online Travel Insurance is the Smart Choice

Real-time Quotation & Issuance

Easily compare travel insurance plans in real time, choose coverage that fits your trip, and buy online in minutes. It's seamless, with secure protection for every journey.

Instant coverage at a good price

Get protected the moment you book your trip. With instant and comprehensive travel insurance coverage at a competitive price, you can travel with confidence knowing you’re secured from day one.

Buy Travel Insurance Online Anytime, 24/7

Purchase travel insurance anytime and anywhere with our 24/7 platform. Get the right coverage at your convenience, whether you're planning ahead or booking a last-minute trip.

Japan Travel Insurance Plan Details

Compare all benefits

*Price for 5-day Trip, inclusive of tax

Boost your Japan trip's travel coverage with these add-ons

Covid-19 Protection

Stay protected against COVID-19-related trip disruptions and medical expenses

Hazardous Sports

Take on Japan’s most thrilling adventures worry-free with comprehensive sports coverage for skiing, snowboarding, and more.

Sports Equipment

Safeguard your gears from breakage or scratches while declared and checked-in on a flight.

International Cruise

Set sail with protection against unforeseen events while you explore the seas.

Why is Oona Japan Travel Insurance the Right Choice?

Fast, Easy, and Fully Online from Start to Finish

Oona lets you purchase Japan travel insurance online in just a few minutes. The process is fully digital and hassle-free, so you can secure coverage quickly before your trip.

Flexible Plans for Every Type of Japan Traveler

Choose from Travel Lite, Travel Premier, or Travel Elite, depending on your travel style and budget. Whether you are on a short getaway or an extended trip, there is a plan designed to fit your needs.

High Medical Coverage for Travel in Japan

Japan is known for excellent but expensive healthcare. Oona Japan Travel Insurance provides medical expense and hospitalization coverage of up to ₱5,000,000, helping protect you from high out-of-pocket costs during medical emergencies.

Protection Against Trip Disruptions and Delays

Coverage includes benefits for trip cancellation, trip curtailment, delayed departure, and baggage delays, helping you recover eligible expenses when travel plans change unexpectedly.

Baggage, Documents, and Personal Liability Protection

Oona covers loss or theft of baggage and personal belongings, loss of travel documents abroad, and personal liability, providing added protection throughout your stay in Japan.

24/7 Worldwide Travel Assistance with Optional Add-Ons

All plans include round-the-clock worldwide travel assistance. You can also enhance your coverage with optional add-ons such as COVID-19 protection, hazardous sports coverage for activities like skiing or snowboarding, sports equipment protection, and international cruise coverage.

How to Purchase Japan Travel Insurance Online

Step 1
Ready Your Trip Info

Note your travel dates, destinations, and flight numbers. You’ll need these to make sure your coverage matches your trip exactly.

Step 2
Fill Out the Online Form

Input your name, passport info, travel dates, and destination. Our easy form helps you finish the process in just a few minutes.

Step 3
Get Covered Instantly

Your policy is issued right after checkout. Check your email, review the coverage, and travel knowing you’re well-protected.

Hear it straight from our satisfied customers

"When my luggage got delayed for two days, Oona reimbursed me for essentials with no hassle. I was able to continue my trip without stress."

Leah, Iloilo

"Oona’s online process made applying for my Schengen visa so easy. I had my Schengen-compliant travel insurance certificate ready in just a few clicks."

Ryan, Pasig

"Oona’s travel insurance saved me from paying huge medical bills after I got sick in Vietnam. The support team was professional and handled everything quickly."

Carlo, Bacolod

View All

How to File a Japan Travel Insurance Claim

Step 1
Prepare Your Documents

Have your policy number, travel details, and supporting documents ready.

Step 2
Submit Your Claim

Fill out the online form and upload the required documents. You may also reach out to us anytime through our 24/7 Hotline or email.

Step 3
Track your claim

Oona will notify you of your claim result within 5 business days once all required documents have been submitted.

Got questions about Travel Insurance?

Explore these FAQs to learn more about it.

View All FAQS

What should I do if my checked-in luggage goes missing during my flight to, or from, Japan and I need to make a claim?

Answer

Just two simple steps to file a claim for your lost baggage:

1️⃣ Report it to the Airline – Contact their Customer Service as soon as possible.
2️⃣ Call Oona’s 24/7 Hotline – Reach out to our team, and we’ll guide you through the claims process.

We’ve got your back so you can get back to enjoying your Japan adventure!

Questions

What should I do if my checked-in luggage goes missing during my flight to, or from, Japan and I need to make a claim?

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What is over booking and does my policy cover it?

Answer: Overbooking happens when an airline sells more seats than available. If your flight to Japan is delayed by over 6 hours due to overbooking, your policy covers reasonable costs for meals, lodging, and airport transfers, as long as these are not already provided by the airline or others.
Questions: What is over booking and does my policy cover it?
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Is travel insurance typically required for Filipino travelers?

Answer: Travel insurance isn’t required for trips within the Philippines or Japan, but some destinations, like Schengen countries, mandate at least 30,000 EUR coverage. While Japan doesn’t require it, having travel insurance is greatly recommended as it can help cover medical emergencies, trip delays, and lost belongings, ensuring a stress-free experience—whether you're exploring Tokyo’s neon streets or Kyoto’s historic temples.
Questions: Is travel insurance typically required for Filipino travelers?
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Is pre-existing illness covered under medical & emergency expenses?

Answer: No, we don’t cover pre-existing conditions. But if you have a medical emergency, we’ll cover hospital treatment, surgeries, and ambulance services right away. If doctors later confirm that your condition existed before you got the insurance, we won’t cover any further treatment for it. If we’re still figuring it out and your initial coverage limit is reached, we’ll keep helping until there’s a diagnosis. If it’s not pre-existing, you’ll get full medical coverage. If it is, you’ll need to pay for any extra costs.
Questions: Is pre-existing illness covered under medical & emergency expenses?
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Does my travel insurance policy for Japan cover COVID-19? If yes, what are the coverages?

Answer: Your policy doesn’t include COVID-19 coverage by default, but you can easily add it for extra peace of mind on your Japan trip! This add-on covers medical treatment, repatriation, trip cancellation, and trip curtailment due to COVID-19, so you can explore Japan, worry-free.
Questions: Does my travel insurance policy for Japan cover COVID-19? If yes, what are the coverages?
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What does my travel insurance for Japan typically not cover?

Answer

Before you jet off to Japan, here’s what travel insurance doesn’t usually cover:

1. Actions by the Insured: Such as misconduct, criminal activities, fraud, negligence, recklessness, or mental disorders.

2. Natural Disasters: Earthquakes, tsunamis, or volcanic eruptions aren’t covered. Always check weather alerts!

3. Terrorism and Conflicts: Including incidents related to terrorism, uprisings, wars, or conflicts.

4. Risky Activities: Some hazardous sports or extreme activities may need extra coverage.

5. Travel Advisories: Losses in areas with "DO NOT TRAVEL" warnings or due to government actions.

6. Pre-existing Conditions: Health issues you already had, self-harm, and substance-related incidents aren’t covered.

7. Other Exclusions: Mistakes like missed flights, bankrupt providers, or major unforeseen events may not be included.

These exclusions help define coverage and manage risks, so plan wisely and enjoy Japan worry-free!

Questions

What does my travel insurance for Japan typically not cover?

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Can I still get travel insurance for my Japan trip while already at the airport?

Answer: Definitely! With Oona Travel Insurance, you can buy coverage anytime—even while waiting to board your flight to Japan! Just visit our website, choose the plan that fits your trip, and get your policy delivered straight to your inbox in minutes. No hassle, no waiting—just quick and easy protection for your adventure!
Questions: Can I still get travel insurance for my Japan trip while already at the airport?
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Can I still get travel insurance after booking a Japan trip?

Answer: Yes! While airlines offer travel insurance as an add-on, you can still get coverage from providers like Oona Insurance. Just make sure to purchase at least a day before your flight for worry-free protection on your Japan adventure!
Questions: Can I still get travel insurance after booking a Japan trip?
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What happens to my travel insurance if my Japan trip is cancelled?

Answer: If your trip to Japan is cancelled due to unforeseen events like illness, injury, job loss, or serious home damage, your travel insurance can cover unused flights, accommodations, meals, and prepaid activities. This coverage starts as soon as you purchase your policy and lasts until you board your transportation. But take note, pre-existing conditions are not included.
Questions: What happens to my travel insurance if my Japan trip is cancelled?
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What expenses does my insurance cover if my flight to or from Japan is delayed?

Answer: The insurance covers costs like transportation, hotel stay, meals, toiletries, and clothing, up to the limit set in the policy.
Questions: What expenses does my insurance cover if my flight to or from Japan is delayed?
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Providing quality insurance services with leading partners

Japan Travel Insurance

Instant coverage for limitless Japan adventures

Why Online Travel Insurance is the Smart Choice

Real-time Quotation & Issuance

Instant coverage at a good price

Buy Travel Insurance Online Anytime, 24/7

Japan Travel Insurance Plan Details

Boost your Japan trip's travel coverage with these add-ons

Covid-19 Protection

Hazardous Sports

Sports Equipment

International Cruise

Why is Oona Japan Travel Insurance the Right Choice?

Fast, Easy, and Fully Online from Start to Finish

Flexible Plans for Every Type of Japan Traveler

High Medical Coverage for Travel in Japan

Protection Against Trip Disruptions and Delays

Baggage, Documents, and Personal Liability Protection

24/7 Worldwide Travel Assistance with Optional Add-Ons

How to Purchase Japan Travel Insurance Online

Step 1Ready Your Trip Info

Step 2Fill Out the Online Form

Step 3Get Covered Instantly

Leah, Iloilo

Ryan, Pasig

Carlo, Bacolod

How to File a Japan Travel Insurance Claim

Step 1Prepare Your Documents

Step 2Submit Your Claim

Step 3Track your claim

Got questions about Travel Insurance?

What should I do if my checked-in luggage goes missing during my flight to, or from, Japan and I need to make a claim?

What is over booking and does my policy cover it?

Is travel insurance typically required for Filipino travelers?

Is pre-existing illness covered under medical & emergency expenses?

Does my travel insurance policy for Japan cover COVID-19? If yes, what are the coverages?

What does my travel insurance for Japan typically not cover?

Can I still get travel insurance for my Japan trip while already at the airport?

Can I still get travel insurance after booking a Japan trip?

What happens to my travel insurance if my Japan trip is cancelled?

What expenses does my insurance cover if my flight to or from Japan is delayed?

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Japan 2026: 10 Reasons It Should Be Your Next Big Trip

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Step 1
Ready Your Trip Info

Step 2
Fill Out the Online Form

Step 3
Get Covered Instantly

Step 1
Prepare Your Documents

Step 2
Submit Your Claim

Step 3
Track your claim