About Us

Products
- Travel Insurance
- Flight Delay Insurance
- Motor Vehicle
  - Car Insurance
  - Motorcycle Insurance
  - Commercial Auto Insurance
- CTPL Insurance
- Critical Illness
  - Compare All Plans
  - Big 3 Critical Illness Insurance
  - Cancer Insurance
  - Stroke Insurance
  - Heart Attack Insurance
- Health Insurance
  - Explore More
  - Global Shield
  - Purple Shield
- All Products
Pay Premium
Claims
- How to Claim
- Make a Claim
- Oona Ka
Distribution Portal
Blog

⚠️ Travel insurance sales to selected destinations are suspended due to geopolitical developments. Read more

Japan Travel Insurance

Travel to Japan with the right travel insurance

Buy Japan travel insurance online from ₱446 and get coverage for eligible medical emergencies, trip interruptions, delays, baggage issues, and other covered travel risks.

ENDS IN -

30% Discount

CINTA30

Why you need travel insurance for Japan

Cover for Japan Trip Disruptions

Japan travel insurance helps cover eligible medical emergencies, trip cancellations, lost baggage, and delays based on your plan.

24/7 Global Travel Assistance

Get 24/7 travel assistance for medical emergencies, lost documents, hospital support, or evacuation needs while travelling in Japan.

Flexible Japan Travel Plans

Choose Japan travel insurance that fits your trip duration, itinerary, travel style, and selected benefits before flying from the Philippines.

Japan Trip Medical Support

Japan travel insurance may help cover eligible medical emergencies, hospitalization, emergency evacuation, and related support during your trip.

Japan travel insurance plan details

Compare all benefits

*Price for 5-day Trip, inclusive of tax

Boost your Japan travel coverage with these add-ons

Covid-19 Protection

Cover eligible COVID-19 medical costs and trip disruptions.

Hazardous Sports

Add cover for eligible hazardous sports during your trip.

Sports Equipment

Cover declared sports gear against covered damage in transit.

International Cruise

Add cruise cover for eligible sea travel disruptions.

Let’s get your Japan trip protected.

Share your trip details and get Japan travel insurance that fits your travel dates, destination, and selected coverage needs, so you can explore with more confidence.

International Travel Insurance Brochure

Domestic Travel Insurance Brochure

Trip type

Single trip Multiple Airports

Annual trip

Travel dates

Return Date dateIcon

Field is required

Destination(s)

Country cannot be empty

Incompatible destinations

International destinations and domestic travel coverage cannot be bought under the same plan.

Coverage type

Individual Family

Family

Field is required

Age

Field is required

First name

First Name is Required

Mobile number

+63

Please enter a valid phone number (max 10 digits).

Enter a valid Email

I agree to the Terms Conditions & Privacy Policy

Please check the box to proceed

Why is Oona the right choice for your Japan trip?

Fast Online Purchase for Japan Trips

Buy Japan travel insurance online in minutes, with a simple digital process that helps you secure coverage quickly before your scheduled flight to Japan.

Flexible Plans for Japan Travelers

Compare Travel Lite, Premier, and Elite to find the best travel insurance for Japan for your itinerary, trip duration, travel style, budget, and coverage needs.

Medical Cover for Travel in Japan

Travel insurance for Japan trip helps cover eligible medical emergencies, hospital care, emergency evacuation, and related support based on your plan.

Protection for Japan Trip Disruptions

Get protection for eligible trip cancellations, delays, baggage issues, and other covered disruptions that may affect your Japan itinerary and budget.

Baggage and Travel Document Cover

Japan travel insurance may cover eligible loss or theft of baggage, personal belongings, travel documents, and personal liability during your stay.

24/7 Assistance and Optional Add-Ons

Get 24/7 worldwide travel assistance during your Japan trip, with optional add-ons such as COVID-19, hazardous sports, equipment, and cruise coverage.

How to purchase Japan travel insurance online

Step 1
Prepare your Japan trip details

Note your travel dates, destinations, and flight numbers. You’ll need these to make sure your coverage matches your Japan trip exactly.

Step 2
Complete your travel insurance form

Input your name, passport info, travel dates, and destination. Our easy form helps you finish the process in just a few minutes.

Step 3
Pay and get covered instantly

Your policy is issued right after checkout. Check your email, review the coverage, and travel knowing you’re well-protected.

Hear it straight from our satisfied customers

"When my luggage got delayed for two days, Oona reimbursed me for essentials with no hassle. I was able to continue my trip without stress."

Leah, Iloilo

"Oona’s online process made applying for my Schengen visa so easy. I had my Schengen-compliant travel insurance certificate ready in just a few clicks."

Ryan, Pasig

"Oona’s travel insurance saved me from paying huge medical bills after I got sick in Vietnam. The support team was professional and handled everything quickly."

Carlo, Bacolod

View All

How to file a Japan travel insurance claim

Step 1
Prepare your documents

Have your policy number, travel details, receipts, and supporting documents ready before filing your Japan travel insurance claim.

Step 2
Submit your claim online

Fill out the online form and upload the required documents. You may also reach out to us anytime through our 24/7 Hotline or email.

Step 3
Receive your claim result update

Oona will notify you of your claim result within 5 business days once all required documents have been submitted.

Got questions about travel insurance to Japan?

Explore these FAQs to learn more about it.

View All FAQS

What happens to my travel insurance if my Japan trip is cancelled?

Answer: If your trip to Japan is cancelled due to unforeseen events like illness, injury, job loss, or serious home damage, your travel insurance can cover unused flights, accommodations, meals, and prepaid activities. This coverage starts as soon as you purchase your policy and lasts until you board your transportation. But take note, pre-existing conditions are not included.

What expenses does my insurance cover if my flight to or from Japan is delayed?

Answer: The insurance covers costs like transportation, hotel stay, meals, toiletries, and clothing, up to the limit set in the policy.

What is over booking and does my policy cover it?

Answer: Overbooking happens when an airline sells more seats than available. If your flight to Japan is delayed by over 6 hours due to overbooking, your policy covers reasonable costs for meals, lodging, and airport transfers, as long as these are not already provided by the airline or others.

Is travel insurance typically required for Filipino travelers?

Answer: Travel insurance isn’t required for trips within the Philippines or Japan, but some destinations, like Schengen countries, mandate at least 30,000 EUR coverage. While Japan doesn’t require it, having travel insurance is greatly recommended as it can help cover medical emergencies, trip delays, and lost belongings, ensuring a stress-free experience—whether you're exploring Tokyo’s neon streets or Kyoto’s historic temples.

Is pre-existing illness covered under medical & emergency expenses?

Answer: No, we don’t cover pre-existing conditions. But if you have a medical emergency, we’ll cover hospital treatment, surgeries, and ambulance services right away. If doctors later confirm that your condition existed before you got the insurance, we won’t cover any further treatment for it. If we’re still figuring it out and your initial coverage limit is reached, we’ll keep helping until there’s a diagnosis. If it’s not pre-existing, you’ll get full medical coverage. If it is, you’ll need to pay for any extra costs.

What does my travel insurance for Japan typically not cover?

Answer

Before you jet off to Japan, here’s what travel insurance doesn’t usually cover:

1. Actions by the Insured: Such as misconduct, criminal activities, fraud, negligence, recklessness, or mental disorders.

2. Natural Disasters: Earthquakes, tsunamis, or volcanic eruptions aren’t covered. Always check weather alerts!

3. Terrorism and Conflicts: Including incidents related to terrorism, uprisings, wars, or conflicts.

4. Risky Activities: Some hazardous sports or extreme activities may need extra coverage.

5. Travel Advisories: Losses in areas with "DO NOT TRAVEL" warnings or due to government actions.

6. Pre-existing Conditions: Health issues you already had, self-harm, and substance-related incidents aren’t covered.

7. Other Exclusions: Mistakes like missed flights, bankrupt providers, or major unforeseen events may not be included.

These exclusions help define coverage and manage risks, so plan wisely and enjoy Japan worry-free!

Can I still get travel insurance for my Japan trip while already at the airport?

Answer: Definitely! With Oona Travel Insurance, you can buy coverage anytime—even while waiting to board your flight to Japan! Just visit our website, choose the plan that fits your trip, and get your policy delivered straight to your inbox in minutes. No hassle, no waiting—just quick and easy protection for your adventure!

What should I do if my checked-in luggage goes missing during my flight to, or from, Japan and I need to make a claim?

Answer

Just two simple steps to file a claim for your lost baggage:

1️⃣ Report it to the Airline – Contact their Customer Service as soon as possible.
2️⃣ Call Oona’s 24/7 Hotline – Reach out to our team, and we’ll guide you through the claims process.

We’ve got your back so you can get back to enjoying your Japan adventure!

Can I still get travel insurance after booking a Japan trip?

Answer: Yes! While airlines offer travel insurance as an add-on, you can still get coverage from providers like Oona Insurance. Just make sure to purchase at least a day before your flight for worry-free protection on your Japan adventure!

Does my travel insurance policy for Japan cover COVID-19? If yes, what are the coverages?

Answer: Your policy doesn’t include COVID-19 coverage by default, but you can easily add it for extra peace of mind on your Japan trip! This add-on covers medical treatment, repatriation, trip cancellation, and trip curtailment due to COVID-19, so you can explore Japan, worry-free.

Articles related to Travel Insurance for Japan

Filipino woman at Senso-ji temple in Tokyo Japan

Oona

Travel Insurance for Japan: What Filipino Travelers Need to Know

Last updated: 02 Jun 2026

Oona

Japan 2026: 10 Reasons It Should Be Your Next Big Trip

Last updated: 17 Feb 2026

Japan Tourist Visa update 2026 for Filipinos

Oona

Japan Tourist Visa for Filipinos: 2026 Updates, Requirements, and Tips

Last updated: 03 Feb 2026

Last updated: 12 Feb 2025

Oona

Japan for One: The Filipino Solo Traveler’s Guide

Last updated: 12 Feb 2025

Providing quality insurance services with leading partners

Japan Travel Insurance

Travel to Japan with the right travel insurance

Why you need travel insurance for Japan

Cover for Japan Trip Disruptions

24/7 Global Travel Assistance

Flexible Japan Travel Plans

Japan Trip Medical Support

Japan travel insurance plan details

Boost your Japan travel coverage with these add-ons

Covid-19 Protection

Hazardous Sports

Sports Equipment

International Cruise

Let’s get your Japan trip protected.

Why is Oona the right choice for your Japan trip?

Fast Online Purchase for Japan Trips

Flexible Plans for Japan Travelers

Medical Cover for Travel in Japan

Protection for Japan Trip Disruptions

Baggage and Travel Document Cover

24/7 Assistance and Optional Add-Ons

How to purchase Japan travel insurance online

Step 1Prepare your Japan trip details

Step 2Complete your travel insurance form

Step 3Pay and get covered instantly

Leah, Iloilo

Ryan, Pasig

Carlo, Bacolod

How to file a Japan travel insurance claim

Step 1Prepare your documents

Step 2Submit your claim online

Step 3Receive your claim result update

Got questions about travel insurance to Japan?

What happens to my travel insurance if my Japan trip is cancelled?

What expenses does my insurance cover if my flight to or from Japan is delayed?

What is over booking and does my policy cover it?

Is travel insurance typically required for Filipino travelers?

Is pre-existing illness covered under medical & emergency expenses?

What does my travel insurance for Japan typically not cover?

Can I still get travel insurance for my Japan trip while already at the airport?

What should I do if my checked-in luggage goes missing during my flight to, or from, Japan and I need to make a claim?

Can I still get travel insurance after booking a Japan trip?

Does my travel insurance policy for Japan cover COVID-19? If yes, what are the coverages?

Articles related to Travel Insurance for Japan

Travel Insurance for Japan: What Filipino Travelers Need to Know

Japan 2026: 10 Reasons It Should Be Your Next Big Trip

Japan Tourist Visa for Filipinos: 2026 Updates, Requirements, and Tips

Japan Rail Pass vs. Regional Pass: What’s Best for Your Itinerary?

Drinks to Complement Cherry Blossom Festival Food Perfectly

Japan’s Top Ski Destinations: A Guide to the Best and Perfect Picks

Experiencing Himeji Castle's Cherry Blossoms

Key Tips to Booking Flights to Japan for Cherry Blossom Season

Forks Up! Discover Japan’s Culinary Gems in Top Travel Destinations

Winter in Japan: Top Cities for Snow, Culture, and Adventure

2-Week Japan Winter Itinerary for Filipinos

Ultimate Guide to Experiencing Japan's Cherry Blossom Festival

Your Wallet’s Guide to Japan: The Ultimate Budget Breakdown

From Slopes to Snowflakes: The Ultimate Ski Guide to Japan

Visiting Japan During Off-Peak Season

Best Time for Winter Sports in Japan

Spring in Pink: Ultimate Guide to Cherry Blossom Season in Japan

Top 10 Places to Visit in Japan During School Break

Top Winter Travel Destinations

Japan for One: The Filipino Solo Traveler’s Guide

Step 1
Prepare your Japan trip details

Step 2
Complete your travel insurance form

Step 3
Pay and get covered instantly

Step 1
Prepare your documents

Step 2
Submit your claim online

Step 3
Receive your claim result update