Hong Kong Winter Travel Essentials: Your Ultimate Packing Guide
05 Nov 2025
OVERVIEW
Planning to explore the world or discover more of the Philippines? Whether you’re applying for a Schengen visa or heading off to Asia, the Americas, or your next local getaway, Oona Travel Insurance offers the protection you need, starting at just ₱299.
Our affordable, comprehensive travel insurance in the Philippines covers everything from Schengen travel insurance requirements to flight delays, lost luggage, and emergency medical expenses. With our fast and hassle-free online process, securing the right travel insurance has never been easier.
Get the coverage that fits your journey. Wherever you go, travel smart and worry-free with Oona.
Product
Oona makes it easy to buy compehensive travel insurance online in minutes. No paperwork, no hassle, just instant protection wherever and whenever you need it.
Whether you're flying for fun, family, or business, Oona offers flexible coverage options tailored to match your destination and travel plans.
Flight delays, cancellations, or lost bags? Oona helps you recover costs quickly so your travel experience remains smooth and stress-free.
Oona has your back worldwide with round-the-clock access to emergency medical care, travel assistance, and evacuation when you need it most.
Applying for a visa? Oona provides embassy-compliant coverage that meets Schengen and other destination requirements for hassle-free approval.
With Oona’s annual multi-trip plans, you get automatic coverage for every trip you take within 12 months. No need to repurchase each time.
Note your travel dates, destinations, and flight numbers. You’ll need these to make sure your coverage matches your trip exactly.
Input your name, passport info, travel dates, and destination. Our easy form helps you finish the process in just a few minutes.
Your policy is issued right after checkout. Check your email, review the coverage, and travel knowing you’re well-protected.
Have your policy number, travel details, and supporting documents ready.
Fill out the online form and upload the required documents. You may also reach out to us anytime through our 24/7 Hotline or email.
Oona will notify you of your claim result within 5 business days once all required documents have been submitted.
| Type of Travel Insurance | Coverage Period | Best For | Key Coverage | Why Choose This Plan |
|---|---|---|---|---|
| Single-Trip Travel Insurance | One journey from departure to return | Occasional travelers or one-time vacationers | Medical emergencies, trip cancellations, lost baggage, and flight delays | Ideal if you travel once or twice a year and want full protection for a specific trip. |
| Annual Multi-Trip Travel Insurance | Unlimited trips within 12 months | Frequent or business travelers | All benefits of a single-trip plan, valid for every trip in a year | Saves time and money with year-round protection—no need to buy insurance for each trip. |
Yes, absolutely. With Oona Insurance Travel Online, you can buy travel insurance anytime, anywhere, even while you’re at the airport waiting to board. The process is quick, fully online, and takes just a few minutes.
Simply visit www.myoona.ph using your phone, tablet, or laptop, choose the Oona Travel Insurance plan that fits your trip, fill out the short form, and complete your payment. Your policy will be sent instantly to your email inbox, ready for you to review and present if needed.
This flexibility means you can still secure coverage for medical emergencies, trip delays, lost baggage, and more, even if you forgot to buy insurance before leaving home.
Tip: While you can buy travel insurance hours before your flight (typically at least 2 hours), purchasing it earlier gives you added benefits like trip cancellation coverage before your departure date.
If your checked baggage is lost, delayed, or missing, it’s important to act quickly to protect your claim rights. Follow these two essential steps:
Tip: Prompt reporting is crucial. Most airlines and insurers have strict timelines for lost baggage claims. The sooner you report, the better your chances of a smooth reimbursement process.
While travel insurance offers protection for many unexpected events, there are important exclusions you should know. These help define the scope of coverage and manage risks for both the insurer and the traveler. Common exclusions include:
Tip: Always review your policy’s “General Exclusions” section before you travel so you know exactly what’s covered and what’s not. This will help you plan better, avoid surprises during claims, and choose add-ons if you need extra protection.
Travel insurance provides financial protection against unforeseen events such as trip cancellations, flight delays, lost luggage, or medical emergencies during your trip. It ensures you receive assistance and reimbursement for covered incidents, helping you travel with confidence and security.
Oona Travel Insurance offers comprehensive coverage with cashless medical access, 24/7 support, and flexible plans designed to fit your travel needs, whether for a single trip or multiple journeys throughout the year.
Oona Travel Insurance stands out for its premium global coverage, strong financial protection, and hassle-free assistance network. We offer up to ₱5 million in benefits for medical emergencies, personal accidents, and travel inconveniences, supported by a 24/7 international assistance hotline.
Our commitment is simple: trusted comprehensive protection, wherever you go.
| Type of Travel Insurance | Best For | Key Coverage | Why Choose This Plan |
|---|---|---|---|
| Single-Trip Travel Insurance | Occasional travelers taking one trip at a time | Medical emergencies, trip cancellations, lost baggage, and flight delays | Ideal if you travel once or twice a year and want comprehensive coverage for each trip. |
| Annual Multi-Trip Travel Insurance | Frequent travelers with multiple trips per year | All benefits of single-trip plans for unlimited trips within a year | Saves time and money with year-round protection—no need to buy insurance each time you travel. |
| Schengen Visa Travel Insurance | Travelers visiting Europe (Schengen Area) | Medical coverage meeting Schengen visa requirements | Ensures you meet visa requirements and stay protected during your European travels. |
| Customizable Oona Travel Insurance | Any traveler who wants flexible protection | Core benefits plus optional add-ons (e.g., COVID-19 coverage, hazardous sports protection) | Lets you tailor your coverage to your destination, activities, and needs for every journey. |
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