Travel Insurance

1. Travel Assistance Services

Actual assistance in your time of need is just a phone call away – anytime and anywhere in the world. Some of the travel assistance services include:

• Medical Expenses and Hospitalization Benefit – Pays for expenses you incur when hospitalized due to an accident. These include doctor’s fees, medical fees, surgery, and pharmaceutical products.
• Repatriation of Mortal Remains – Makes the necessary arrangement for the Insured’s transport and meet the cost of the transfer expenses to the place of interment, cremation or funeral ceremony.
• Baggage Delay – Pays the Insured for the purchase of necessary clothing and toiletries if the checked-in baggage has been delayed for more than six (6) hours.
• Trip Cancellation and Curtailment Benefit – Reimburses for the travel, accommodation, pre-paid meal expenses that are unused and non-refundable in case of trip cancellation or termination.

2. Personal Liability

Covers expenses incurred for accidental bodily injury or death of another person or actual loss or damage to another person’s property due to the traveler’s negligence.

3. Accidental Death and Permanent Disability of Insured

Covers the traveler’s accidental death or permanent disablement one hour before the scheduled departure until one hour upon arrival or scheduled arrival on the designated return date whichever comes first.