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Choose your preferred personal accident insurance with coverages and benefits that answer to you and your beneficiaries’ immediate emergency assistance needs.
Name
Accidental Death
Death Benefit - lump sum amount
Funeral/Burial Assistance
Family's Monthly Shelter Allowance for 1 year
Yearly Educational Assistance (per child, for 5 years, up to 4 children)
Annual Hospitalization of Dependents (up to 5 years)
Accidental Permanent Disablement
Total and Permanent Disablement (total loss of both eyes/ two limbs/ both limbs/both feet)
Monthly Pension for 1 year
Medical Reimbursement
PAYABLE
Plan 500
(In PHP)Plan 1000
(In PHP)500,000
1,000,0000
25,000
50,000
5,000
10,000
30,000
50,000
10,000
20,000
5,000,000
1,000,000
5,000
10,000
10,000
20,000
Name
Daily Cash Benefit
ICU Confinement
Surgical Benefit
PLAN 1000
(In PHP)PLAN 2000
(In PHP)1,000
2,000
1,000
2,000
1,000
2,000
1,000
2,000
Maximum No Claim Bonus
Daily Cash Benefit
ICU Confinement
Surgical Benefit
Plan 1000
(In PHP)Plan 2000
(In PHP)1,500
3,000
2,250
4,500
15,000
30,000
Benefits
Accidental Death & Permanent Disablement
Accidental Medical Reimbursement
Daily Hospital Income (maximum of 15 days accident and covered illnesses)
Unprovoked Murder and Assault
Burial Expense
PLAN 50
(In PHP)PLAN 100
(In PHP)PLAN 150
(In PHP)50,000
100,000
150,000
5,000
10,000
15,000
200/Day
200/Day
200/Day
50,000
100,000
150,000
5,000
10,000
15,000
BENEFITS
Accidental Death & Permanent Disablement
Unprovoked Murder and Assault
Medical Reimbursement
Burial Expense
PLAN 1
(In PHP)PLAN 2
(In PHP)PLAN 3
(In PHP)PLAN 4
(In PHP)2,000,000
3,000,000
4,000,000
5,000,000
2,000,000
3,000,000
4,000,000
5,000,000
100,000
100,000
A group personal accident insurance solution that may be designed based on your desired coverage for your employees. You may choose a combination of the below coverages and we will custom fit the group plan to suit your needs.col
The coverages you may choose from are:
Call the 24/7 Claims Assistance Hotline at +632 8876 4400 or fill out the Claims Form Online
Submit relevant and required documents online, through UpDocs
Oona will provide updates on the status of your insurance claim
In the absence of a named beneficiary, the beneficiary will be the estate of the insured or any relative by blood or connection by marriage who is deemed by the Company to be equitably entitled thereto.
No. The coverage is worldwide, 24 hours a day, 7 days a week, 365 days a year.
Yes. An insured may avail of more than one personal accident insurance provided that the limit of his coverage does not exceed the maximum benefit allowed based on the percentage of his Gross Annual Income.
No. Motorcycling is not automatically covered. One may request subject to underwriting approval.
Individuals between 1-60 years old may avail of personal accident insurance. However, minors between 1-16 years old should be accompanied and represented by their guardian upon applying. Clients who wish to renew their policies may do so until they reach 65 years old.
No. Unprovoked murder and assault is subject to underwriting approval depending on the nature of occupation of the applicant.
The limit of coverage is normally based on the insured’s gross annual income and his/her occupation.
Pre-existing illness is defined as any illness or medical condition already affecting the insured, whether known or unknown to the insured, before the effectivity date of his/her coverage. No. The company does not cover losses attributable to pre-existing illness.
For self employed individuals, the maximum coverage allowed will be determined based on the insured’s Gross Annual Income during the previous year, verifiable through his/her Income Tax Return (ITR).
Yes. The coverage is intended to cover the educational expenses of ANY four (4) currently studying children for the first five years of the insured’s death.
The company shall pay the monthly shelter allowance and the monthly pension in full lump sum amount, which the beneficiaries may claim together with all the other benefits.
Yes. If the insured dies, the Company will pay for the hospitalization expenses of his/her dependents up to the policy limit for the first five (5) years of his/her absence whether or not the dependent’s confinement is caused by an accident or sickness.
Yes. The domestic employee is covered for as long as he/she is employed with you. Coverage ceases to attach upon his/her termination or replacement.
Yes. As soon as the previous domestic employee leaves her coverage automatically ceases. The coverage will be extended to your new domestic employee provided that you inform the insurance company of the changes made.
The insured may transfer the coverage to his/her new domestic employee up to two (2) times each year.
A domestic employee is entitled to twice the face value in case he/she dies due to an accident whilst riding the employer’s vehicle.
No. The insured must be confined as a resident patient for atleast 24 hours in a licensed hospital or clinic registered with the Bureau of Medical Services in order to be entitled to the daily cash benefits.
The applicable cash benefits will be paid upon the covered person’s discharge from the hospital. However, advance payment may be requested for confinement exceeding 14 days.
Oona pays all the cash payables directly to the insured and not to the hospital. This allows the insured to use the money in any way he wants – for medicines, laboratory fees, etc.
Yes, the Company will still pay for the daily benefits provided the confinement is within one year from the first confinement and is due to the same and continuing sickness.
No. The increased hospital benefit limit shall remain the same.
This website contains only a general description of coverage and is not a statement of contract. Coverage is subject to the exclusions and conditions of the actual policy. Policy applications are subject to the approval of Oona Insurance.
Got a question? We do our best to respond in a timely fashion.