Our Leaders


Our management team

Ramon Zandueta

President and Chief Executive Officer

Mon is currently the President and Chief Executive Officer of Oona Insurance Philippines. His illustrious career in the industry began in 1982 with Ayala-FGU as part of its reputable management training program. He then joined Marsh as the company’s local correspondent broker in the Philippines in 1988. Zandueta also played a key role in the combination of Corporate Insurance Brokers and Johnson & Higgins in 1997 to form Marsh Philippines. He then led the company’s Risk Management Segment and was Head of Broking Operations for the Philippine office until he was promoted to CEO in 2004. After 17 years of continued growth and establishing various specialty practices in the country, Zandueta assumed the position of chairman of the board in 2021. Throughout his storied career, he has prioritized people and has been a friend and a mentor to many fueled by his passion for building teams and molding new generations of leaders.

Jean Israel

Chief Financial Officer

Jean is currently the Chief Finance Officer for Oona Insurance Philippines. She has seen through the transition of MAPFRE Insurance to Oona Insurance in the Philippines and oversees the Controllership, Actuarial, Internal Controls and Risk Management, Treasury, Investment Management, Procurement & Administration, Strategic Planning and Project Management and Data Security. She started as an external auditor in SGV and has then built an extensive career through various leadership positions in both life and non-life insurance, including ING Life Insurance, Pru Life Insurance of UK, Sun Life of Canada and AXA Philippines, where she has served as Financial Controller for both Life and General Insurance businesses.

Normie Ortiga

Chief Information Technology Officer

Normie joined Oona Insurance Philippines in January 2023 and is the current Chief Information Technology Officer. She oversees the overall IT operations including cybersecurity, Infrastructure, application development and digital transformation. In over 25 years, she has built an extensive career in IT, working with Multinational Fortune 500 Companies and other industries including Technology, BPO, Softwares, etc. Prior to Oona Insurance, she worked as a Senior Vice President in QBE Insurance and in Genting Hong Kong where she served as Vice President. Normie has graduated as a full scholar with a degree in Computer engineering from the Pamantasan ng Lungsod ng Maynila.

Maria Theresa Abrahan

Head of Underwriting and Policy Services

Tess is currently heading the Technical Team of Oona Insurance in the Philippines, overseeing the Underwriting and Reinsurance functions of the company, such as risk underwriting, pricing, portfolio management and product development across all lines of business, as well Policy Services. She has over 30 years of experience in the insurance industry and has developed and managed the accident, health, property, and casualty lines in insurance companies such as Blue Cross (now Pacific Cross) Insurance, AIG Philippines, and Chubb Philippines, where she eventually served as its Broking business Head. Tess holds a Bachelor of Science in Mathematics and Masters in Business Administration.

Noel Fontilla

Head of People & Culture

Noel leads the Human Resources team of Oona in the Philippines. In his 20 years in Human Resources, he has taken leadership roles across diverse global companies, including Automatic Data Processing Inc. (ADP) and Xerox, where he has led key strategic and transformational people initiatives, and achieved global best engagement and stakeholder satisfaction scores. Noel has earned a Bachelors of Arts in Political Science degree in Adamson University and has taken further studies in HR Programs from the Asian Institute of Management, and Labor Laws from the University of the Philippines School of Labor and Industrial Relations.

Atty. Donna C. Duque-Pastoral

Head of Legal and Compliance

Donna heads the Legal and Compliance at Oona Insurance Philippines. Prior to joining Oona, she has taken leadership roles in different multinational insurance companies, starting as an Associate at Soo Gutierrez Leogardo & Lee Law Offices until 2008, then as Legal Counsel; and Legal & Compliance Senior Manager and Assistant Corporate Secretary, and eventually the Head of Legal of FWD Life Insurance Corporation from 2019-2023. Donna is also a Special Lecturer II for Insurance Law and Credit Transactions in the University of Caloocan City College of Law for Academic Year 2021-2023.  She graduated from the University of the Philippines Diliman with a Bachelor of Arts in Political Science (2000) and Bachelor of Laws (2006) and was called to the Philippine Bar in 2007.

Ashish Arora

Chief Marketing Officer & Head of Partnerships

Ashish Arora, Chief Marketing Officer and Head of Partnerships at Oona Insurance Philippines, brings 18 years of marketing and eCommerce expertise. With a versatile background spanning Media & Entertainment, Telecom, and General Insurance, he excels in sales, product development, and digital demand generation. Ashish has been a key player in innovating digital value chains for general insurance. In his recent role, he demonstrated proficiency in P&L management and initiated strategic alliances with leading eCommerce and payment platforms. Ashish's strategic vision and diverse skills position him as a crucial driver for Oona's growth and success in the competitive insurance landscape.

Ramon Zandueta

President and Chief Executive Officer

Jean Israel

Chief Financial Officer

Normie Ortiga

Chief Information Technology Officer

Maria Theresa Abrahan

Head of Underwriting and Policy Services

Noel Fontilla

Head of People & Culture

Atty. Donna C. Duque-Pastoral

Head of Legal and Compliance

Ashish Arora

Chief Marketing Officer & Head of Partnerships

Our board of directors

Abhishek Bhatia

Chairman of the Board

Abhishek is the founder of and helms Oona’s growth roadmap and development. His passion for digitizing and simplifying insurance and providing best in class customer experience inspired him to establish Oona. He has 25 years of experience across various geographies and industries. Before founding Oona, he was with FWD Group where he served as Group Chief Officer of New Business Models, and CEO for FWD Singapore. Prior to that, he was the CEO of Prudential Poland and held numerous senior roles across the globe, including Malaysia and India. He is an Economics Graduate from SRCC, University of Delhi and holds a post graduate in Management from IIM Kolkata.

Yen Min Goh

Director

Yen Goh serves as Oona Insurance Philippines' Director and a Principal at Warburg Pincus.Yen Goh joined Warburg Pincus in 2016 and was initially based in New York focusing on Industrial and Business Services investments in North America but is now based in Singapore focusing on investments in Southeast Asia across multiple verticals. Prior to joining Warburg Pincus, Yen worked as a Management Consultant at L.E.K. Consulting, based in Australia. She holds a Bachelor of Commerce with Honors (University Medal) from the University of Melbourne and a Master of Business Administration (Palmer Scholar) from The Wharton School at the University of Pennsylvania.

Angela Tan

Director

Angela oversees our financial direction and strategy management across the Group. She started her insurance career in Malaysia where she was deeply involved in the rel-listing of an insurance entity and a merger. Her career in insurance has taken her to various jurisdictions including Malaysia, China, Hong Kong, and Singapore where she has held both the local and regional CFO roles. She holds an LLB and BComm from the University of New South Wales, Australia, and is a member of the Malaysian Bar and a CFA charterholder.

Pedro Roxas

Independent Director

Pedro Roxas is an Independent Director at Oona Insurance Philippines and is the current Chairman of the Board of Roxas Holdings Inc and its operating subsidiaries, namely: Central Azucarera Don Pedro, Inc. (CADPI), San Carlos Bioenergy, Inc. (SCBI) and RHI Agri-Business Development Corporation (RHI-ADC.) He is likewise the Executive Chairman of Roxas & Co., Inc. He is also the Chairman of Fundación Santiago and Club Punta Fuego. Mr. Roxas has extensive experience serving as an independent director for companies such the Manila Electric Co. (MERALCO), Metro Pacific Int'1 Inc. (MPIC), Mapfre Insular Insurance Corporation, CEMEX Holdings Phil. Inc., and Brightnote Assets Corporation. He is also a Trustee of Roxas Foundation, Inc. (RFI). He graduated with a BS Business Administration degree from the University of Notre Dame, Indiana, USA in 1977.

Valentino Bagatsing, FCID

Independent Director

Valentino Bagatsing serves as an Independent Director at Oona Insurance Philippines and is currently the President and Chief Executive Officer of Investment and Capital Corporation of the Philippines (ICCP). He has extensive experience in investments, corporate finance, and PPPs amongst others, and has held various senior positions across South Asia, ASEAN, and North America, for the International Finance Corporation (IFC) of the World Bank Group. Mr. Bagatsing holds a Master of Business Administration from McLaren School of Business, University of San Francisco, including further education programs from Harvard Kennedy School, Columbia University and Asian Institute of Management.

Abhishek Bhatia

Chairman of the Board

Yen Min Goh

Director

Angela Tan

Director

Pedro Roxas

Independent Director

Valentino Bagatsing, FCID

Independent Director