Home Insurance

Protection for the place you call home.

Looking to insure your home?

Choose from our residential products that protect your house and its contents.

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CHOOSE YOUR

Home Insurance

Oona offers flexible protection to your home, including its contents. Plus, enjoy additional benefits for FREE!

Firelite

  • Special Home Insurance Product
  • No-fuss home package for homeowners who opt for the basic coverage against fire and lightning PLUS Php 200K Personal Accident Cover for the Principal insured.
  • Compulsory Third Party Liability (CTPL)
  • Third Party Liability coverage that is required by law upon vehicle registration. This provides protection from liabilities arising from death of or bodily injury to third parties.
  • Compulsory Third Party Liability (CTPL)
  • Third Party Liability coverage that is required by law upon vehicle registration. This provides protection from liabilities arising from death of or bodily injury to third parties.
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Home Insurance FIRE

  • Basic Homeowners’ or Tenants Insurance Package
  • Ideal for homeowners or tenants looking for basic coverage.
  • Provides protection to your house and its contents against loss or damage caused by fire and lightning.
  • Compulsory Third Party Liability (CTPL)
  • Third Party Liability coverage that is required by law upon vehicle registration. This provides protection from liabilities arising from death of or bodily injury to third parties.
  • Compulsory Third Party Liability (CTPL)
  • Third Party Liability coverage that is required by law upon vehicle registration. This provides protection from liabilities arising from death of or bodily injury to third parties.
Buy Online

Home Insurance EARTH

  • Basic Homeowners’ or Tenants Insurance Package plus FREE Additional Benefits
  • Ideal for homeowners or tenants looking for basic coverage and additional home emergency and assistance services.
  • Provides protection to your house and its contents against loss or damage caused by fire, lightning and earthquake. Also provides FREE additional benefits in the form of allowance and assistance services.
  • Compulsory Third Party Liability (CTPL)
  • Third Party Liability coverage that is required by law upon vehicle registration. This provides protection from liabilities arising from death of or bodily injury to third parties.
  • Compulsory Third Party Liability (CTPL)
  • Third Party Liability coverage that is required by law upon vehicle registration. This provides protection from liabilities arising from death of or bodily injury to third parties.
Buy Online

Home Insurance WATER

  • Superior Homeowners’ or Tenants Insurance Package with Additional Coverage and Benefits
  • Provides protection to your house and its contents against loss or damage caused by fire and lightning, and MORE perils namely:
    • Earthquake
    • Typhoon
    • Flood (For listed areas only. Available upon inquiry)
    • Extended Cover (Explosion, falling aircraft, smoke, vehicle impact)
    • Riot, strike and malicious damage
    • Broad water damage
    • Robbery
    • Accidental bursting of water tanks, apparatus and pipes
  • Compulsory Third Party Liability (CTPL)
  • Third Party Liability coverage that is required by law upon vehicle registration. This provides protection from liabilities arising from death of or bodily injury to third parties.
  • Compulsory Third Party Liability (CTPL)
  • Third Party Liability coverage that is required by law upon vehicle registration. This provides protection from liabilities arising from death of or bodily injury to third parties.
Buy Online
Compare

Coverages and Benefits

Compare the different coverages and benefits to choose the best one for you.

Perils Insured

Fire & Lightning

Earthquake Fire / Shock

Typhoon

Flood

Extended Coverage

Riot Strike

Malicious Damage

Broad Water Damage

Damage to resident employee's properties

Bursting of Water Tanks,Apparatus and Pipes

Robbery

FireLite

(In PHP)

Home Insurance FIRE

(In PHP)

Home Insurance EARTH

(In PHP)

Home Insurance WATER

(In PHP)

*Note: For listed areas only. Available upon inquiry.

Supplementary Coverages

Professional Fees

Temporary Accommodations

Bereavement Assistance

ICU Assistance

Hospitalization Allowance

Home Assistance

Removal of Debris

Fire Fighting Expense

Residence Employee’s Properties

FireLite

(In PHP)

Home Insurance FIRE

(In PHP)

5,000

5,000 for 3 months

5,000

5,000

5,000

5,000 per service per availment; max of 4

Home Insurance EARTH

(In PHP)

5% of sum insured

5% of sum insured; max. of 3 months

5,000 per service per availment; max of 4

Up to 5% of sum insured of affected items

Up to 20,000

5,000 per employee; max. of 4

Home Insurance WATER

(In PHP)

5% of sum insured

5% of sum insured; max. of 3 months

5,000 per service per availment; max of 4

Up to 5% of sum insured of affected items

Up to 20,000

5,000 per employee; max. of 4

Extensions

Comprehensive Personal Liability

Bodily Injury (BI) Property Damage (PD)

FireLite

(In PHP)

Home Insurance FIRE

(In PHP)

Home Insurance EARTH

(In PHP)

Aggregate of 200,000

Home Insurance WATER

(In PHP)

Aggregate of 200,000

Personal Accident

Accidental Death & Disablement (AD&D)

Medical Expense

FireLite

(In PHP)

200,000 for Principal Insured

Home Insurance FIRE

(In PHP)

Home Insurance EARTH

(In PHP)

Aggregate of 200,000

Aggregate of 5,000

Home Insurance WATER

(In PHP)

Aggregate of 200,000

Aggregate of 5,000

Personal Accident to Residence Employees

Accidental Death & Disablement (AD&D)

Medical Expense

FireLite

(In PHP)

Home Insurance FIRE

(In PHP)

Home Insurance EARTH

(In PHP)

5,000 per employee

250 per employee

Home Insurance WATER

(In PHP)

5,000 per employee

250 per employee

Related Services

Home Assist

Learn more about our FREE assistance benefit for our Home Insurance policy holders.

Learn More

Other Property Insurance Solutions from Oona

Business Establishment Insurance

Find the right insurance solution for your business. We have business establishment insurance that protects your business assets. We also offer FREE additional benefits such as personal accident, general liability, and money insurance coverages.

Engineering Insurance

Protect your equipment and the construction works of your business. We have a range of insurance solutions that provide coverage for the many assets of the business or company. We also have solutions that provide protection for on-going construction and other civil works.

Explore

Steps to Report
Insurance Claim

Call the 24/7 Claims Assistance Hotline at +632 8876 4400 or fill out the Claims Form Online

Submit relevant and required documents online, through UpDocs

Oona will provide updates on the status of your insurance claim

Report a claim

DISCLAIMER

This website contains only a general description of coverage and is not a statement of contract. Coverage is subject to the exclusions and conditions of the actual policy. Policy applications are subject to the approval of Oona Insurance.

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